Debt collection practices are more aggressive than ever before. Despite the talk of bank bailouts and help for Americans with credit problems, the current financial crisis has made the credit crunch tighter than ever before. Banks have not only cut back on extending credit, but they’re getting more aggressive in their debt collection techniques. Compounding this problem is the rise of unemployment and that adjustable rate mortgage payments are skyrocketing. People all across America, and indeed the world, are having a very tough time paying the bills. In other words, just when consumers need to be cut a little slack, the bill collectors are hounding them with a vengeance.

If you’re one of the millions of Americans hassled by unscrupulous debt collectors, you may not realize that the law is on your side. Since the passage of the Fair Debt Collection Practices Act, debt collectors are regulated in the way they may conduct business, and there are penalties in place for those who break the law. According to Congressional findings in the law itself, “Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.” If an abusive debt collector is causing havoc in your life, the Fair Debt Collection Practices Act holds them accountable for the damages they’ve caused you, as well as your court costs and attorney’s fees.

Lemberg & Associates attorneys understand the Fair Debt Collection Practices Act, and will fight on your behalf to stop the harassment. If a debt collector has moved from annoying to abusive, contact us and we can help you.

Find information about the Fair Debt Collection Practices Act, and what you can do yourself to stop debt collectors from harassing you below…