On behalf of our client, Lemberg & Associates recently filed a complaint in U.S. District Court, Northern District of Oklahoma, against Pinnacle Asset Group. Our client alleges that, in attempting to collect a $300 debt, Pinnacle Asset Group didn’t identify itself as a debt collector trying to collect a debt. Moreover, the debt collector claimed to be a “detective,” and said that the company was retained to handle litigation for Pinnacle Asset Group. Pinnacle Asset Group accused our client of committing “grand larceny” and told our client to return the money he “stole” from Wells Fargo, or else Pinnacle Asset Group would report our client to the authorities.
The lawsuit charges that Pinnacle Asset Group violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by not disclosing the identity of the debt collection agency; by using false, deceptive, or misleading representation in connection with the collection of a debt; by misrepresenting the character, amount, and legal status of a debt; by misleading our client into believing communication was from a law firm or attorney; by threatening to take legal action without actually intending to do so; by falsely misrepresenting that our client had committed a crime; by failing to inform our client that the phone call was an attempt to collect a debt; by employing false and deceptive means to collect a debt; by using unfair and unconscionable means to collect a debt; and by failing to send a validation notice. In addition, the lawsuit charges that Pinnacle Asset Group intentionally inflicted emotional distress.