On behalf of our client, Lemberg & Associates recently filed a complaint in the U.S. District Court, Eastern District of Kentucky, against DECA Financial Services.
Our client alleges that DECA Financial Services called him on his cell phone and at his place of employment in order to collect a debt. At least once, our client told the collector at DECA Financial Services that he couldn’t take personal calls at work and requested that they call him only on his cell phone. But DECA continued to call our client about the debt at his place of employment anyway. Our client also told DECA Financial Services that he would not be able to answer his cell phone during his work hours and asked them to call him on it before 10:00 a.m. But the representative at DECA accused our client of “dodging” his phone calls.
The lawsuit charges that DECA Financial Services violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using unfair and unconscionable means to collect a debt; by contacting our client at a place and time known to be inconvenient; and by contacting our client as his workplace, knowing that his employer prohibited such calls. The lawsuit also charges that DECA Financial Services violated the Kentucky Consumer Protection Act.