According to the Fair Debt Collection Act, a debt collector is not allowed “the false representation or implication that documents are not legal process forms or do not require action by the consumer.”
This is a very deceitful practice where the debt collector intends to mislead you into believing you need to do nothing. Then when the time comes, they’ll sue you for not taking action. If it is your debt, then it is your responsibility to either proceed with negotiations or payment. If you do nothing, then once it gets to the point where the debt collector can take you to court, it will be assumed that you had no intention of fulfilling your responsibility.
The Fair Debt Collection Act states that a debt collector may not give “the false representation or implication that documents are not legal process forms or do not require action by the consumer.”
Debt collectors may not falsify documents nor tell you statements that are untrue to mislead you in any way. If a debt collector purposely communicated to you something that turned out to be false, they have violated the law and you have recourse. An attorney can help you get the fairness you deserve. The attorneys of Lemberg & Associates know the Fair Debt Collection Practices Act and can help you remedy a dishonest encounter with a debt collector.
