Here’s what you need to know:
- The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from harassing, threatening, or embarrassing you.
- The Telephone Consumer Protection Act (TCPA) prohibits debt collectors from “robocalling” your cell phone.
- You can sue debt collectors for $1,000 under the FDCPA plus up to $1,500 per call under the TCPA.
- Our legal help is free for you!
Your Rights in Depth
Your right to sue a debt collector
If you’ve been harassed, threatened, misled or embarrassed by debt collectors, you can sue them in federal court.
Your right to dispute a debt
You can dispute a debt within 30 days of receiving a validation notice from a debt collection agency.
Your right to be treated with dignity
By law, debt collectors cannot harass you, embarrass you, threaten you, or mislead you.
We’ve helped more than 12,000 consumers recover more than $35 million.
We can help you, too!