On behalf of our client, Lemberg & Associates recently filed a complaint in U.S. District Court, Northern District of Illinois, against Cross Check.
Our client alleges that Cross Check called her parents in order to collect a debt. Our client told Cross Check that she didn’t live with her parents, gave them her personal cell phone number, and told them to stop calling her parents. But Cross Check debt collectors continued to call our client’s parents. During one of those calls, Cross Check embarrassed our client by telling her parents that they were trying to collect a debt. During several conversations with Cross Check, our client told them that her only income was Social Security and that she could not make a payment larger than $200. In response to that, Cross Check told our client that they would file a lawsuit against her.
The lawsuit charges that Cross Check violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by threatening to take legal action without actually intending to do so; by using unfair and unconscionable means to collect a debt; by contacting third parties for purposes other than to obtain location information; by revealing debt information to third parties; by employing false and deceptive means to collect a debt; and by informing third parties of our client’s debt and stating that our client owed a debt. The lawsuit also charges that Cross Check violated the Illinois Collection Agency Act and invaded our client’s privacy.