We’re often asked about the top debt collectors in the country, so we’ve been doing a countdown of the top 20. Today we’re covering number 13, MRS Associates.

MRS Associates is an all-purpose collection agency. The cover auto deficiencies (the amount that you still over after your vehicle has been repossessed), as well as debts in the commercial, education, financial services, government, retail, technology, and telecommunications industries. The company often starts collection efforts by calling or sending out emails and text messages under the creditor’s name. When it conducts third-party collections, it uses skip tracing, letters, calls, and credit reporting to put the pressure on consumers. MRS Associates also pushes pre-legal and litigation recoveries through a network of lawyers, and even claims to be able to recover debts that have been discharged through bankruptcy proceedings.

The company recently relocated their New Albany, Ohio, office to Westerville, Ohio, and are in the process of expanding their 150-person staff to a 350-person staff. The company headquarters is in Cherry Hill, NJ, but they also have offices in Parsippany, NJ, and Mubai, India. Since June, MRS Associates has been named as defendant in 11 Fair Debt Collection Practices Act cases.