FTC and FCC Advise on Stopping Annoying Calls

My Fox New York provides a timely refresher on how to put an end to annoying phone calls and what rights you have under the Fair Debt Collection Practices Act. When it comes to telemarketing calls, the law says that you have the right to place your name on the Do Not Call Registry. Once you’ve been on the registry for 31 days, telemarketers cannot call you. This doesn’t apply to charities, political groups, or surveyors, or companies with whom you already have a relationship. When that’s the case, you need to specifically ask them to put you on their Do Not Call list, and they must honor that request.

When it comes to debt collection calls, the Federal Trade Commission (the agency responsible for enforcing the Fair Debt Collection Practices Act) advises that debt collectors can’t harass you or use deception in order to get you to pay a debt. While violations of the FDCPA don’t erase your debt, you can sue a debt collector and get economic compensation. The FTC says:

“You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower.”

The bottom line? Always stand up for your rights. Doing so lets debt collectors know that they can’t get away with crossing the line, and it could put money in your pocket.

Should You Be Getting Medical Advice From Your Personal Injury Lawyer?

Thanks to our friends at Bisnar Chase for providing this valuable information.

A California personal injury lawyer has a duty to counsel his clients regarding their legal rights. Unless he is a medical doctor, an attorney is not qualified to give you medical advice. It is not an attorney’s job to pick a treatment for you. That is your doctor’s job. If an attorney is trying to refer you to a physician, proceed with caution. Many times doctors and attorneys make agreements between one another to refer clients to each other.

Most catastrophic injury lawyers and doctors stay within their fields. There are some, however, who will make arrangements to refer clients, even if it is not in the best interests of their clients. As a personal injury victim, it is your right and responsibility to receive treatment for your injuries. It is important receive proper care for you and your family. If you believe you need to see a specialist, consult with your family doctor, not your personal injury lawyer.

The only time it is acceptable for your car accident attorney to refer you to a doctor is if you ask him to. Even still, we do not direct our clients to doctors because we believe the best person to guide your medical treatment is your family doctor. Your personal injury lawyer is supposed to have your best interests at heart. If he or she does not, it is time to find a new attorney.

If you would like more information regarding your personal injury case, you may request a free copy of “The Seven Fatal Mistakes That Can Wreck Your California Personal Injury Claim.” This book is valued at $14.99 and offered to accident victims at no cost.

BISNAR | CHASE has helped over 6,000 victims recover hundreds of millions of dollars. We offer free, no obligation consultations to all California accident victims. If you or a loved one have been injured in an accident contact the BISNAR | CHASE law firm by calling 800-561-4887 or visit our website.

PA Medical Malpractice Attorneys and Hospital Collections

Thanks to our friends at Anapol Schwartz for providing this timely information.

Even for the healthiest individual, the moment will arrive when the need for help from a medical professional will present itself. Americans rely heavily on doctors, nurses, and hospital workers to fulfill their responsibility of properly treating, diagnosing, and prescribing accurate medication in a timely and efficient manner. In the midst of health care reform, patients are aware of the often hefty costs of medical treatment. This kind of financial strain is even more frustrating and potentially catastrophic when the medical treatment received is inefficient and leads to further illness, injury, and even death.

Considering that a large amount of bankruptcies are brought on by medical expenses accrued, it is unjust for patients to have to pay for both the financial, physical, and emotional consequences of medical malpractice or hospital negligence. Similar to the drastic affect medical billing error has on patients and the finances of their families, medical malpractice in Pennsylvania and throughout the entire country can have long-lasting repercussions and even place the lives of innocent people in jeopardy.

Whether you believe that you have fallen victim to a medical professional’s negligence due to birth injury, hospital negligence, failure to diagnose cancer, medication errors, or misdiagnosis, an experienced Pennsylvania medical malpractice attorney can help you seek the compensation that you deserve. Anapol Schwartz is well-known for its success in assisting medical malpractice injury victims and also handling wrongful death cases. To find out how the lawyers at Anapol Schwartz may be able to assist you in holding negligent medical professionals accountable for their actions, call 866-735-2792 for a free consultation or visit www.pa-medical-malpractice.com for more information.