Illegal Debt Collection Practices
The federal Fair Debt Collection Practices Act provides very specific rules about what third-party debt collectors can and cannot do when it comes to collecting debts. Unfortunately, most people don’t know their rights under the FDCPA and are all too often victims of debt collector abuse.
Broadly speaking, the FDCPA forbids debt collection agencies from harassing you, embarrassing you, threatening you, and misleading you. It’s designed to preserve your dignity and respect, as well as to ensure that you actually owe the money the debt agency is trying to collect.
Which illegal debt collection practices would you like to learn about?
Harassing You – The FDCPA prohibits debt collectors from harassing you. Learn what constitutes telephone harassment under the law, and how to stop debt collector harassment.
Embarrassing You – Falling behind on your bills is nothing to be ashamed of. Nevertheless, debt collectors may try to embarrass you into paying debts you don’t even owe. Learn more about how debt collectors might violate the FDCPA by embarrassing you.
Threatening You – Unscrupulous debt collectors count on the fact that most consumers don’t know their rights, and scare them with threats in order to try and get them to pay. Learn more about the threats that debt collection agencies may use in violation of the FDCPA.
Misleading You – The FDCPA says that debt collectors can’t mislead you. That doesn’t stop many of them from trying. Learn more about the ways in which debt collectors might try and trick you into providing information or making a payment.
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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"The FDCPA is a consumer protection statute and was intended to permit, even encourage, attorneys like Lemberg to act as private attorney generals to pursue FDCPA claims."