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State Debt Collection Laws

You are protected from debt collection abuse by the federal Fair Debt Collection Practices Act (FDCPA), but you also might have recourse under state debt collection laws. While some states don’t have separate debt collection laws protecting their residents from unethical debt collector behavior, others do. Many states’ debt collection laws have provisions that are closely aligned with the FDCPA.

If you live in a state with consumer protections against debt collection agency abuse, you may be able to sue under both state and federal law.

To learn about the laws in your state, please click on your state in the map below


california washington oregon idaho nevada utah arizona montana wyoming colorado new mexico texas oklahoma kansas nebraska south dakota north dakota minnesota iowa missouri arkansas louisiana mississippi alabama georgia tennessee kentucky illinois indiana wisconsin michigan ohio west virginia virginia north carolina florida pennsylvania maryland delaware new jersey new york vermont newhampshire massachusetts conneticut rhode island maine
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.

If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .

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"The FDCPA is a consumer protection statute and was intended to permit, even encourage, attorneys like Lemberg to act as private attorney generals to pursue FDCPA claims."

U.S. Ninth Circuit Court of Appeals, Evon v. Law Offices of Sidney Mickell
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