Stellar Recovery Inc. is a master of reinvention. Stellar Recovery collections was “rebranded” in early 2009, when its owners purchased an existing debt collection agency. With locations in Kalispell, Montana, and Jacksonville, Florida, Stellar Recovery Inc. is a debt buyer as well as a third-party debt collector. Stellar Recovery collections also collects on behalf of other debt buyers. Typically, debt buyers purchased charged-off portfolios of debt for pennies on the dollar, and then turn around and try and collect. A Stellar Recovery debt collector who calls may be trying to collect on any number of types of debt, such as telecommunications, credit card debt, payday loans, or utilities debt.
Stellar Recovery Complaints
As with many debt collection agencies, there are myriad Stellar Recovery complaints. As of March 2013, the Better Business Bureau gave Stellar Recovery an A+ rating, despite having logged 179 closed Stellar Recovery complaints over the previous three years, including 122 closed Stellar Recovery complaints over the previous 12 months.
Stellar Recovery may be a relatively small debt collection agency, but they’ve made a fairly big splash in the federal court system. That’s because Stellar Recovery has been sued nine times in the first three months of 2013 for alleged violations of the Fair Debt Collection Practices Act.
Stop Debt Collector Harassment
When attempting to collect a debt, a debt collector has to abide by the Fair Debt Collection Practices Act. The FDPCA has declared that any form of harassment by a debt collector is prohibited. Harassment may include placing repeated phone calls, calling at odd hours, sending threatening emails, and harassing friends, neighbors and family members. Three types of debt are notorious for leading to harassment – payday loans, auto deficiencies, and debt purchased by debt buyers. While this doesn’t mean that any particular debt collection agency engages in harassing behaviors, it does mean that you should take notes about the conversations you have with any debt collector.
Stellar Recovery Address
Stellar Recovery, Incorporated
1845 US Highway 93 S, #310
Kalispell, MT 59901
Stellar Recovery Phone Number: 888-638-6775
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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