SRA Associates was founded in 1994 and is headquartered in Southern New Jersey. is a nationally licensed debt collection organization located in New Jersey. SRA Associates debt collection agency focuses on retail bankcard and loan collections. The loan division of SRA Associates, Inc. handles charged off secured and unsecured loans, such as mortgage, auto, and recreational vehicle loans. The bankcard division collects on consumer and commercial credit card accounts and private label credit card accounts, among others. SRA Associates Inc. uses such techniques as skip tracing, letter campaigns, account activity auditing, and bankruptcy/deceased scrubs to find and collect from consumers.
SRA Associates Complaints
As of June 2013, the Better Business Bureau had accorded SRA Associates debt collection agency an A+ rating. Unlike many debt collection agencies that rack up hundreds of complaints, the BBB had logged only five closed SRA Associates complaints within the previous three years, and zero closed SRA Associates complaints within the previous 12 months. In addition, there were two SRA Associates lawsuits filed in federal court in March 2013 alleging violations of the Fair Debt Collection Practices Act.
Stop Debt Collection Harassment
If you are being harassed by a debt collector, you should know about your rights and protections under the Fair Debt Collection Practices Act (FDCPA). The FDCPA was enacted to help protect consumers against the aggressive and threatening behavior that some debt collectors engage in. The FDCPA sets rules about when and how debt collectors can contact you, and how they may interact with you.
A debt collector may only call you between the hours of 8:00 a.m. and 9:00 p.m., and they must identify themselves as debt collectors when calling. If they are not attorneys, they can’t claim to be one. They may not use obscene or threatening language. They may not call you at work if they know you are not allowed to receive personal phone calls. There are also limits to whom they may contact regarding your debt. Although state laws vary, the only people they may contact regarding your debt other than you, your attorney, the creditor’s attorney, the debt collector’s attorney, or a consumer reporting agency.
A debt collection agency must notify you – in writing – within five days after their initial contact as to the amount of your debt, to whom you owe the debt, and that you have a 30 day period to dispute the debt. If you send a letter to a debt collection agency asking them to stop contacting you, they must do so unless they are contacting you to let you know that they are no longer attempting to collect the debt or that they are pursuing legal action.
If a debt collection agency is violating the rules of the FDCPA, you can report them to the Federal Trade Commission. You can also file a lawsuit, and if your attorney can prove their violations, a judge may order them to pay up to $1,000 plus court costs and attorney fees.
SRA Associates Contact Information
401 Minnetonka Road
Hi-Nella, NJ 08083
SRA Associates Phone Number: 856-735-0552
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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