Pressler & Pressler
Pressler & Pressler is a law firm specializing in retail collections, and was founded in 1930. They have approximately 300 employees and 19 attorneys on staff. They use skip-tracing and asset location as a means to track down individuals and their assets in an effort to collect on debt. Pressler & Pressler represents national credit card companies in New Jersey and New York. Not surprisingly, they are actively involved in opposing new legislation that would affect the debt collection industry.
Pressler & Pressler received a rating of B- from the Better Business Bureau. The reason for the rating was that they had received 63 complaints in the last three years, 59 of them dealing with billing and collection issues and 4 regarding products and services. Examples of complaints against Pressler & Pressler found on Internet consumer complaint boards include allegations that they’ve garnished wages without notifying the consumer, they’ve continued to harass consumers even after they began making efforts to pay off their debt, and they’ve relied on deceptive practices to collect.
Stop Pressler & Pressler Harassment
If you are being harassed by a debt collection agency, you should know that you have rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA was enacted to protect consumers against rogue agencies that use humiliating, demeaning language in order to collect a debt, deceptive practices that impose on a consumer’s rights, or any other kind of behavior that is unfair or deceitful. By knowing your rights, you’ll be able to deal more effectively with a debt collector should they decide to not act fairly with you.
Within five days of contacting you, a debt collection agency must submit to you in writing a letter that explains who the original creditor was on the debt, how much the original debt was, and how much it is now with the collection fees added in. There should also be a statement in the letter advising you that you have 30 days to dispute the debt, and if you don’t, they will assume that it’s valid. If a debt collector refuses to send you this letter, do not engage in conversation with them about the debt, because it may be construed as your admitting to owing it.
Even if you do owe the debt, you have the right to be treated fairly and with respect. A debt collector may not call you at unreasonable hours, or call you over and over again. They may not use abusive or belittling language when speaking to you, and if you ask them to stop calling you, they must comply. What’s more, if you tell them that you are not allowed to take telephone calls at work, they will have to stop calling you there immediately.
If you find that a debt collector continues to act in defiance of the FDCPA, you have a right to take them to court and sue them. Talk to an attorney who specializes in this area, and find out whether or not you have a case. If so, you may be entitled to up to $1,000 in damages, plus attorney and court fees if you win.
Pressler & Pressler Contact Information
Pressler and Pressler
7 Entin Rd.
Parsippany, NJ 07054-5020
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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