M.R.S. Associates is an all-purpose collection agency. M.R.S. Associates covers auto deficiencies (the amount that you still owe after your vehicle has been repossessed), as well as debts in the commercial, education, financial services, government, retail, technology, and telecommunications industries. M.R.S. Associates often starts collection efforts by calling or sending out emails and text messages under the creditor’s name. When M.R.S. Associates conducts third-party collections, it uses skip tracing, letters, calls, and credit reporting to put the pressure on consumers. M.R.S. Associates also pushes pre-legal and litigation recoveries through a network of lawyers, and even claims to be able to recover debts that have been discharged through bankruptcy proceedings.
M.R.S. Associates’ company headquarters is in Cherry Hill, NJ, but they also have offices in Parsippany, NJ, and Mubai, India.
M.R.S. Associates Complaints
Unlike many debt collection agencies, MRS Associates Inc has relatively few complaints. As of June 2013, the Better Business Bureau had accorded the debt collection agency an A+ rating, and had logged 46 closed MRS Associates complaints within the previous three years, including seven closed MRS Associates complaints within the previous 12 months. In the first five months of 2013, there were almost a dozen lawsuits filed in federal court alleging MRS Associates of violating the Fair Debt Collection Practices Act.
Stop Debt Collector Harassment
If you want to stop debt collector harassment, you need to know what you’re up against. One of the tactics debt collectors sometimes use is to send consumers misleading and fake documentation. It’s illegal for a debt collector to use false representation, but many people don’t realize that false representation isn’t just when a debt collector assumes a false identity, but it also applies to documents related to the collection. This means that, whether a debt collector is dealing with you or calling someone you know in order to find you, he can’t send a document that looks like (or says it is) an official court, governmental agency, or state document. The deceptive practice of falsifying documents is illegal across the board, but debt collectors’ practices can be especially predatory. Debt collection agencies may mail “official” looking paperwork to consumers, hoping that people will react to what they perceive are governmental documents.
When a collector calls you, the debt collection agent must state who they are, and tell you that they are attempting to contact you regarding a debt. Remember that a debt collector can’t pretend that he is an attorney, that he is a government official, or that he works for a credit reporting agency.
M.R.S. Associates Address
1930 Olney Avenue
Cherry Hill, NJ 08003
M.R.S. Associates Phone Number: 888-334-5677
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
Learn More About Us