Credigy Receivables appears to operate under several names – they seem to have some sort of connection with First Select, as well as Stewart & Associates – all very confusing for the average consumer. There is, however, no doubt that the main focus of Credigy Receivables is on credit card debt in the United States and Brazil. Unfortunately, Credigy Receivables plans to spread their operations to other countries as well. Credigy Receivables purchases both unsecured and secured debts and then employs people with “high energy, entrepreneurialism, team spirit and creative initiative” to come after us more ordinary folks. The debt collection agency has been sued almost a dozen times in the past year for allegedly violating the Fair Debt Collection Practices Act.
Stop Credigy Receivables Harassment
How did Credigy Receivables/Stewart & Associates/First Select find you? Easy – they are expert skip tracers with massive databases that they regularly access. Debt collection agencies also find you through your daily digital footprint, when you go shopping, or your gas or power is activated or deactivated. They also use Facebook and other social networking sites to coerce your relatives or friends into telling them how to locate you. It has never been easier for a debt collection agency to find you, but when they do, you can stop their harassment by sending them a dispute letter. You must send this letter within 30 days of receiving a written notice from the debt collector. Once you dispute the debt, the Fair Debt Collection Practices Act states that Credigy Receivables – or any other debt collection agency – must not contact you until they send you written proof that the debt is yours to pay. For protection, make sure you keep a copy of the letter and send the original letter by certified mail. Also, pay extra for a return receipt because that gives you proof that they received it. That little slip of paper is your insurance policy because, if they phone you in the interim, you can sue under the FDCPA. So there’s no need to run and hide run and hide; just use the law to stop Credigy Receivables from hassling you.
Credigy Receivables Contact Information
Credigy Receivables Inc./Stewart & Associates
3950 Johns Creek Ct., #100
P.O. Box 2689
Suwannee, GA 30024
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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"The FDCPA is a consumer protection statute and was intended to permit, even encourage, attorneys like Lemberg to act as private attorney generals to pursue FDCPA claims."