Collection Recovery Services
Established in 1997 in Glen Mills, Pennsylvania, Collection Recovery Services is a national debt collection agency. They specialize in the collections of unpaid educational debt, such as tuition receivables, student health fines, and even parking fees. They are also involved in the collection of unpaid medical bills, as well as consumer debt such as unpaid retail credit cards and personal loans. Collection Recovery Services employs skip tracing techniques such as IRS address confirmation, Armed Forces base locator, and information found with the Department of Motor Vehicles. Collection agencies that use skip tracing investigative methods often contact third parties such as family members, neighbors or friends in their attempt to locate consumers.
While Collection Recovery Services advertises on their website that they offer sensitive fact-finding, they also boast in another section of their services description that they engage in “tough and persistent collection” practices. Although their local branch of the Better Business Bureau opened a file on Collection Recovery Services in 2001, they have yet to receive accreditation.
Stop Collection Recovery Services Harassment
The Fair Debt Collection Practices Act provides protection to consumers against the harassment of debt collectors. The FDCPA defines a consumer as anyone who may owe a debt, a debt collector as anyone in the business or with the principal purpose of collecting a debt, and a creditor as anyone who extends credit that creates a debt. The FDCPA created these definitions in order to protect consumers from false or misleading representation of a debt collector via telephone or any written communication. A debt collector is required to identify themselves as a debt collector when speaking with a consumer, and to notify the consumer that they are contacting them to collect a debt. Upon five business days of the initial communication, a debt collector must send the consumer a written statement containing the amount of debt owed, the name of the creditor to whom the debt is owed, and a statement advising the consumer that they have 30 days to dispute the debt, or part of the debt. If the consumer does notify the debt collector that they dispute the debt, it is up to the debt collector to provide validation of the debt, including the creditor’s name and address, and must cease communication with the consumer until they are able to provide such documentation.
If you are being harassed by a debt collector, you have the right to send a written notification that you refuse to pay the debt and that you wish for them to cease communication with you. By law, they are required to cease communication with the exception of notifying you that they are no longer seeking collections, or that they are taking further legal action against you. If found to be in violation of any of the provisions of the FDCPA, a debt collector may be forced to pay you up to $1,000 by a court of law.
Collection Recovery Services Contact Information
Collection Recovery Services, Inc.
29 Regency Plaza
Glen Mills, PA 19342
Lemberg & Associates’ team
of consumer attorneys is highly
skilled and ready to help you
with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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