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Coast Professional

Established in 1998 in West Monroe, Louisiana, Coast Professional Inc. is a debt collection agency that handles the overdue tuition and loan accounts for colleges and universities, as well as for federal student loans that are in default. As a contingency based collection agency, Coast Professional does not receive payment unless they successfully collect a student’s debt, and the larger their collected amount, the larger their payment. Coast Professional collections uses skip tracing techniques and advertise that they begin the litigation process for consumers who do not set up payment arrangements within 180 days.

Coast Professional Complaints

As of May 2013, the Better Business Bureau had accorded Coast Professional a B rating. The BBB had logged 40 closed Coast Professional complaints within the previous three years, including 16 closed Coast Professional complaints within the previous 12 months. In the first five months of 2013 there were eight Coast Professional complaints filed in federal court alleging violations of the Fair Debt Collection Practices Act.

Stop Debt Collector Harassment

The Fair Debt Collection Practices protects consumers from abuse from debt collectors by outlining what they are and are not allowed to do in their attempts to collect a debt. While there is no law against the use of automated dialers, debt collectors are not allowed to inundate consumers with phone calls; the FDCPA states that they may only call between the hours of 8 a.m. and 9 p.m., and they may not call at a place that is inconvenient for you, such as at your place of employment, if such calls are not allowed. The FDCPA states that a debt collector may not cause your phone to continuously ring, or repeatedly engage you in conversation in an effort to annoy you into paying a debt.

Under the FDCPA, debt collectors are required to identify themselves and advise you that they are contacting you to collect a debt. They must then send you a letter within five business days first contact with the following information: the amount of debt that you owe, the name of the creditor to whom you owe said debt, and a statement advising you that you have 30 days to dispute either part of the entire debt in writing. If you dispute the debt, the debt collector must provide you validation of the debt. If a debt collector is found in violation of any of these provisions of the FDCPA, a court could order them to pay you up to $1,000 in damages.

Coast Professional Contact Information

Coast Professional
214 Expo Circle, Suite 7
West Monroe, LA 71292

Coast Professional Phone Number: 800-231-0225

Comments

2 thoughts on “Coast Professional
  1. These people are nothing more then shakedown artist. They called me at work and when I told the caller I could not take personal calls she went off on me. I hung up on her. She called back and asked to speak to my supervisors. For the U.S. Government on defaulted student loans to contract with a company as unprofessional as this is outrages. This company needs to be put out of business with the government.

  2. I recently received a notice of collection from Coast Professional, Inc. I had, about 2 years ago received a call I thought was official to talk about a way to get my student loan payment lower. I worked out a deal that was workable and thought I would get word of where to send my payment. Instead I got a call from the student loan people saying that they could make no such deal. They wanted to keep my interest rate the same but make the payments a small amount less but the final payoff would be more like 100,000 dollars. I decided to pay nothing because I am on a fixed income and tired of being jerked around. I received a note from Coast Professional, Inc. explaining that my account had been sent to them but I could get rid of the debt if I was considered disabled or if my son had died. I don’t know if this is really true or not, I’ve been played before!. When I took out the original loan I told the student loan person on the telephone that I was on a fixed income and that was because I was forced to retire from teaching because of a back injury that occurred at my school. They just told me to send the fafsa forms out and nothing was ever said about getting a 0 % loan because my physical condition was considered permanent and stationary in August or September of 2003. I received a settlement of $30,000 and I retired at 60% of my salary. Now, I don’t know whether or not to trust this correspondence and give them all my information. Could you please advise me on how to proceed. I would like to get 100% forgiveness as the letter said I could. Thanks for any help you can give me.
    Brenda Wright
    anndrewbright@gmail.com
    21605 Diane Ct.
    Tehachapi, California 93561

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"The FDCPA is a consumer protection statute and was intended to permit, even encourage, attorneys like Lemberg to act as private attorney generals to pursue FDCPA claims."

U.S. Ninth Circuit Court of Appeals, Evon v. Law Offices of Sidney Mickell
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