Established in 1998 in West Monroe, Louisiana, Coast Professional Inc. is a debt collection agency that handles the overdue tuition and loan accounts for colleges and universities, as well as for federal student loans that are in default. As a contingency based collection agency, Coast Professional does not receive payment unless they successfully collect a student’s debt, and the larger their collected amount, the larger their payment. Coast Professional collections uses skip tracing techniques and advertise that they begin the litigation process for consumers who do not set up payment arrangements within 180 days.
Coast Professional Complaints
As of May 2013, the Better Business Bureau had accorded Coast Professional a B rating. The BBB had logged 40 closed Coast Professional complaints within the previous three years, including 16 closed Coast Professional complaints within the previous 12 months. In the first five months of 2013 there were eight Coast Professional complaints filed in federal court alleging violations of the Fair Debt Collection Practices Act.
Stop Debt Collector Harassment
The Fair Debt Collection Practices protects consumers from abuse from debt collectors by outlining what they are and are not allowed to do in their attempts to collect a debt. While there is no law against the use of automated dialers, debt collectors are not allowed to inundate consumers with phone calls; the FDCPA states that they may only call between the hours of 8 a.m. and 9 p.m., and they may not call at a place that is inconvenient for you, such as at your place of employment, if such calls are not allowed. The FDCPA states that a debt collector may not cause your phone to continuously ring, or repeatedly engage you in conversation in an effort to annoy you into paying a debt.
Under the FDCPA, debt collectors are required to identify themselves and advise you that they are contacting you to collect a debt. They must then send you a letter within five business days first contact with the following information: the amount of debt that you owe, the name of the creditor to whom you owe said debt, and a statement advising you that you have 30 days to dispute either part of the entire debt in writing. If you dispute the debt, the debt collector must provide you validation of the debt. If a debt collector is found in violation of any of these provisions of the FDCPA, a court could order them to pay you up to $1,000 in damages.
Coast Professional Contact Information
214 Expo Circle, Suite 7
West Monroe, LA 71292
Coast Professional Phone Number: 800-231-0225
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with debt collector abuse.
If you have been the victim of harassment or illegal or unfair debt collection practices, Lemberg & Associates will discuss your options with you and protect your rights. For more information, contact Lemberg & Associates today at .
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