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ARS National Services

ARS National Services is a debt collection agency headquartered in Escondido, California, with offices in Jacksonville, Florida; and Phoenix, Arizona. ARS collections has been in business since 1992, and claims to provide collection services for some of the biggest banks and credit card companies in the country.

ARS National Services pays their debt collectors $10-$14 per hour, but offers “aggressive, uncapped bonus potential” based on performance and seeks job candidates with a “competitive nature.” One could infer that the ARS collection agency debt collectors are highly motivated, which could conceivably create a mentality of going to great lengths to get a consumer to pay.

ARS National Services Complaints

As of April 2013, the Better Business Bureau had given ARS National Services an A+ rating, despite having logged 102 closed ARS National Services complaints within the prior three years, including 34 closed ARS National Services complaints within the prior 12 months. In addition, during the first three months of 2013, there were ten lawsuits filed in federal court naming ARS National Services as a defendant for alleged violations of the Fair Debt Collection Practices Act.

Stop ARS National Services Harassment

If you have been contacted by a debt collector from ARS National Services, do not give the caller any information. Do not admit to incurring the debt or make any offers or agreements to pay the debt without seeing verification of the debt in writing. ARS National Services, like every other debt collection agency, is required to send you a written notice within five days of first calling you. That notice must include a notification that you have 30 days in which to dispute a debt.

When dealing with a debt collector, do not become a victim. Learn all you can about the provisions of the FDCPA and the FCRA so that you know your rights. Document every contact that you have with any representatives of ARS National Services so that you’ll have evidence if you decide to file a complaint against the company with your state attorney general or sue them in federal court.

ARS National Services Contact Information

ARS National Services
201 W. Grand Ave.
Escondido, CA 92025

ARS National Services Phone Number: 800-456-5053


2 thoughts on “ARS National Services
  1. This company has called me numerous times at my place of employment, and requesting HR for employment verification, faxes coming in to my work where anyone can read them requesting contact, and it is for a medical bill, that I incurred before I had full medical insurance, for a seizure condition. Please advise what to do as I am now seeking help with possibly filing bankruptcy..

  2. they keep calling me at home on Saturdays at 8am from ARS and tell you to call a 1 800 number with reference to a debt collection number ASAP saying they are calling to collect a debt for some entity

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"The FDCPA is a consumer protection statute and was intended to permit, even encourage, attorneys like Lemberg to act as private attorney generals to pursue FDCPA claims."

U.S. Ninth Circuit Court of Appeals, Evon v. Law Offices of Sidney Mickell
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