Nevada Fair Debt Collection Law
Nevada doesn't have a state fair debt collection law other than a law that licenses debt collection agencies, so you can't sue a debt collection agency under state law. However, if the debt collection agency violates the federal Fair Debt Collection Practices Act, it can get its license revoked. But the bottom line is that, if you've been the victim of debt collector harassment, your best bet is to use the federal Fair Debt Collection Practices Act (FDCPA) to bring the debt collection agency to justice. The FDCPA makes certain debt collector tactics illegal, and gives you the right to sue a debt collection agency in federal court. If the debt collection agency has broken the law, you can receive actual expenses, attorney fees, and up to $1,000.
With the help of a fair debt attorney, you can often reach a settlement with a debt collection agency that either puts money in your pocket or erases part or all of that debt. Complete the form to the right, and the legal team at StopCollector.com will provide you with a free case evaluation. If the debt collector has violated the FDCPA, we'll take your case absolutely free.
File a Complaint
Even though Nevada doesn't have a separate fair debt collection law, you should still file a complaint with the Nevada Department of Business and Industry, which regulates debt collection agencies. Filing a complaint is a way of making your voice heard, and of helping to put a stop to unethical debt collection practices.
You can complete an online complaint form with the Nevada Department of Business and Industry clicking here.
Here's the contact information to call or send a written complaint to the Nevada Department of Business and Industry:
Nevada Department of Business and Industry
P.O. Box 3239
Carson City, NV 89702
775-687-5522 or 702-486-4120
You should also file a complaint with the Federal Trade Commission (FTC). The FTC is responsible for enforcing the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. It looks at patterns of consumer complaints and holds shady debt collection agencies accountable by suing them and fining them. It’s also required to provide Congress with an annual report about debt collection and credit reporting practices that includes the number of consumer complaints filed. You can file a complaint with the FTC by clicking here.
