Protecting your rights under the Fair Debt Collection Practices Act and Fair Credit Reporting Act can sometimes involve sending letters to debt collection agencies and credit reporting agencies. Here, you’ll find a sample debt validation letter, debt collection cease and desist letter, and a script you can use when a debt collector calls.

Keep checking back for additional sample letters and resources.

What would you like to do?

See a sample cease and desist fair debt collection letter

See a sample debt collection dispute letter

See a sample script you can use when you receive a debt collection call

See a sample credit report dispute letter

See a sample letter for servicemembers seeking lower interest rates

Sick of Being Harassed?

Contact Lemberg & Associates now for a FREE and confidential consultation. We will help you understand your options for taking legal action against unscrupulous debt collectors.

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Illegal Behavior

It can be frightening and intimidating when debt collectors cross the boundaries of the law and impose on your personal life.

» Learn About Your Rights

Who is Harassing You?

Knowledge is power. Dig deeper into the background of the debt collection agency that is harassing you — and learn how to put a stop to the abuse.

» Find Your Debt Collector

Debt Collection Laws

You’re protected by the Federal Fair Debt Collection Practices Act, but your state may have additional fair debt or fair credit reporting laws.

» Find your state

From Our Clients

“I can’t tell you how happy I am with the decision I made to contact Lemberg & Associates for help with a harassing ‘junk debt’ collector.”

Rick M.
Pittsburgh, PA
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